Posted on Wednesday, February 25, 2015
(raising the walls on a new Habitat Home)
Today is the annual meeting at Habitat for Humanity Collier County – one of the most successful affiliates in the world building one hundred homes a year right here in Collier County.
We at Naples Best Addresses are long time supporters of Habitat for Humanity. We moved down to Naples full-time several years ago and after looking for some “significance” found Habitat for Humanity in Collier County a very special place. The largest affiliate in North America building over 100 homes a year and forever breaking the cycle of poverty for so many families – great, great work.
Check out their website at http://www.habitatcollier.org/.
(Habitat Collier builds whole neighborhoods as well as single homes in existing neighborhoods)
Let’s also dispel a couple of rumors I often hear about Habitat for Humanity
First, every homeowner and their family are legal residents of the United States. Legal status is checked thoroughly during the application process. I often hear words to the contrary from outsiders looking in so let’s put this aside this morning. All the homeowners are legal residents or they are citizens of the United States of America.
Secondly, the folks actually buy the homes – the homes are not given away. How can they afford the homes? Well the old testament says we should not charge interest to the poor so Habitat provides interest free mortgages which end up being less or equal to the rent folks pay for sub-standard housing.
Wow – we lend these people money. What’s the repayment record like? Really good, so good many people view HFH as a very sound mortgage lending bank these days. The default rate right now is less than 1% and quite frankly the envy of many a mortgage lender working across all clients. The homeowners work hard to make that payment.
By the way, the future homeowners work right along side the volunteers to build the homes – they don’t just buy them when done. Habitat for Humanity is a hand up not a hand out organization and oh my goodness you give these people a helping hand and watch them go. They work with friends and many times their kids to help build the houses – they are fully committed.
Does it work? A new study performed in cooperation with Collier schools shows reading and math levels improved significantly for kids moving into Habitat homes. Better scores, better opportunities, betters schools, better life options. Oh by they way, if you make a visit to the “before” dwellings of these good people you would just shake your head and sign up for work. You would not believe how some people are forced to live so close to paradise in Naples. Here is a charitable model making real and measurable differences in the lives of our fellow humans.
Beyond the numbers though is something else quite special. When you work shoulder to shoulder with a future homeowner and take time off from golfing or fishing or other fun stuff you are truly changed forever, you may even find work here is fun stuff too. Why not get out there and experience home building in the Florida sunshine – or wherever you live – or if building is not your thing there is plenty to do in the office.
(building up a block fire wall at Regal Acres)
Despite all the success at Habitat Collier applications for a habitat home still exceed the ability of the organization to build the homes by 8:1. There is a lot need folks. If you are moved by this contact Habitat for Humanity at http://www.habitatcollier.org/and get busy changing the world.
If you would like to know more about living here in Naples and Marco Island, Florida please give us a call at 239.595.3921. We have toured or owned property in Naples for nearly forty years and we are truly fortunate to call this wonderful paradise our full-time home.
Please consider reading our book “Understanding Naples Real Estate” to get you started on your real estate search https://www.naplesbestaddresses.com/offer/ or just give us a call about things to do here.
We look forward to meeting and talking with you soon,
Mark Goebel PA, Nan Goebel PA and David Goebel, PA
Co-Founders of the Naples Best Addresses team
Mark Goebel, PA and Nan Goebel, PA
REALTOR Coldwell Banker 5th Avenue South
Mobile: 239.595.3921 239.595.3920
No legal, investment, or tax advice is being given in this Blog. Consult with legal, financial and tax professionals before acting on any real estate transaction. Actual real estate price and sales results are subject to market forces and are not completely predictable. The writings of this Blog are intended for the sole use of our clients. We are pleased to announce a portion of our real estate earnings go to support the The Naples Botanical Garden, Habitat for Humanity Collier County, The Race For The Cure Citrus Ride, The Seacrest Country Day School and The Naples Winter Wine Festival. Some of the data relating to Naples homes for sale and Naples real estate for sale on the NaplesBestAddresses.com website comes in part from the Broker reciprocity program of M.L.S. of Naples, Inc. The properties displayed here may not be all the properties available through the MLS reciprocity Program. This information is deemed reliable but is not guaranteed. Buyers and sellers are responsible for verifying all information about their purchase prior to closing. Mark Goebel, PA is a REALTOR with Coldwell Banker on 5th avenue in Naples, Florida with 35+ years of visiting and living in Naples. After 25 years at Accenture, Mark retired as a managing director and spends his time helping non profits and building a Naples real estate team with his wife Nan. Talk to Mark and Nan about life in Naples and why they chose this place to live full-time over all others and enjoy Naples real estate. Contact us to learn more about Naples real estate trends, the florida rental market, Naples design ideas like coastal contemporary and transitional designs or just get a feel for the place like Naples Florida population trends.
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